Merchant Services

 

Credit & Debit Cards

Increasingly, consumers are choosing to pay for goods and services with their credit or debit cards. Adding credit/debit cards to your payment acceptance options will boost your sales as it is shown that consumers spend more when they use a credit than other methods.

Why businesses should accept credit cards

  • Grow your Sales: It is a known fact that consumers spend more when they use credit cards over other payment methods.
  • Customer Satisfaction: When you make it easy for your customers to pay it creates a positive experience for them and develops loyalty to your business.
  • Speed and accuracy: Checkout is faster and more accurate with an electronic payment. There are reduced chances for cashiers’ error and no need to search for correct change or for counting.
  • Security and Convenience: Because your electronic payments are credited directly to your account, you reduce the number of trips to the bank. And by having less cash laying around you have less exposure to theft.

 

EBT Card Processing (Electronic Benefits Transfer)

EBT (previously “Food Stamps”) continues to be a growing method of payment particularly for supermarkets, groceries and retail chains. Government programs such as Social Security, state-issued food stamps, Women/Infants/Children (WIC) and Temporary Assistance of Needy Families (TANF), issue benefits on an electronic card known as an EBT card.

 

Gift & Loyalty Program

Ramp up future sales and improve customer loyalty with our Gift and Loyalty card program. You can choose designs from our catalogue for almost every business type or design your customized gift cards to grow your brand.

Gift and loyalty cards work beautifully for almost any type of business. They don’t expire and are secure, simple and easy to use.

Check Acceptance

Check Services

Enjoy the peace of mind in being able to accept checks safely and securely.

Paper Guarantee

Accept checks at the point of sale and enjoy the peace of mind of guaranteed payment. Paper Guarantee is a check acceptance service that eliminates the risk of accepting paper checks. Verification and authorization are obtained at the point of sale for face-to-face transactions. Paper checks are then manually deposited into the bank and will be guaranteed if returned unpaid.

Point-Of-Sale Conversion

For face-to-face transactions, Point of Sale Conversion enables merchants to process checks electronically – just like a credit card. Receive instant authorization at the point of sale for face-to-face transactions. You are protected against bad checks with Guaranteed Funding. Check funds are electronically deposited into your bank account.

Check21+

Check 21 is referred to as Remote Deposit Capture because an image of a check is captured and used in place of the original document. This facilitates faster funding on a wider variety of checks with fewer restrictions than ACH, Checks can be accepted at the Point of Sale or when the consumer is not present.

ACH Debit

Process single or recurring ACH debit transactions from the checking account of a consumer or another business.

EBT Card Processing (Electronic Benefits Transfer)

EBT is the delivery of government benefit funds via electronic means. As more of our society utilizes government-sponsored programs, EBT is a payment option growing at a tremendous rate. Government programs such as Social Security, state-issued food stamps, Women/Infants/Children (WIC) and Temporary Assistance of Needy Families (TANF), issue benefits on an electronic card known as an EBT card.

 

eCommerce

Easily accept credit cards anywhere using a virtual terminal through our secure payment gateway:

  • Credit/Debit Cards
  • Fraud Prevention
  • Recurring  Billing
  • Payment Tokenization
  • Customer Management  System

 

Cash Advance

Xenex has partnered with one of the nation’s leading merchant cash advance providers for small to medium sized businesses. Offering traditional cash advance products based on average credit card activity, as well as fixed repayment programs which focus on total cash flow with no credit cards required. There is no hassle, no personal collateral required, and you can receive funding in 3-5 business days.

Our Partners