Merchant Services

Merchant Services

Xenex Payment Systems specialize in delivering quick, dependable merchant services and secure payment options. We also offer payment solutions like PIN Pads Payment Terminals, Payment Processing Services, and Credit Card Processing.

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Credit & Debit Cards

Increasingly, consumers are choosing to pay for goods and services with their credit or debit cards. Adding electronic payment options for your customer will boss your sales.

Why businesses should accept credit cards

  • Grow your Sales: It is a known fact that consumers spend more when they use credit cards over other payment methods.
  • Customer Satisfaction: When you make it easy for your customers to pay it creates a positive experience for them and develops loyalty to your business.
  • Speed and accuracy: Checkout is faster and more accurate with an electronic payment. There are reduced chances for cashiers’ error and no need to search for correct change or for counting.
  • Security and Convenience: Because your electronic payments are credited directly to your account, you reduce the number of trips to the bank. And by having less cash laying around you have less exposure to theft.

Join thousands of merchants who are using Zero cost, to eliminate their credit card processing fees. Previously, merchants would be forced to pay processing fees, but no more. With the zero cost surcharge program, customers can now be fully aware of their options. They can choose to pay with either cash, debit, or credit. If they pay with credit, they’ll pay the processing fee on top.

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Zero Cost

Join thousands of merchants who are using Zero cost, to eliminate their credit card processing fees. Previously, merchants would be forced to pay processing fees, but no more. With the zero cost surcharge program, customers can now be fully aware of their options. They can choose to pay with either cash, debit, or credit. If they pay with credit, they’ll pay the processing fee on top.

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eCommerce

Easily accept credit cards anywhere using a virtual terminal through our secure payment gateway:

  • Credit/Debit Cards
  • Fraud Prevention
  • Recurring  Billing
  • Payment Tokenization
  • Customer Management  System
  • E-Invoice
  • QuickBooks Integration
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Gift & Loyalty Program

Ramp up future sales and improve customer loyalty with our Gift and Loyalty card program. You can choose designs from our catalogue for almost every business type or design your customized gift cards to grow your brand.

Gift and loyalty cards work beautifully for almost any type of business. They don’t expire and are secure, simple and easy to use.

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Check Services

Check Services

Enjoy the peace of mind in being able to accept checks safely and securely.

Paper Guarantee

Paper Guarantee is a check acceptance service that eliminates the risk of accepting paper checks. Verification and authorization are obtained at the point of sale for face-to-face transactions. Paper checks are then manually deposited into the bank and will be guaranteed if returned unpaid.

Point-Of-Sale Conversion

For face-to-face transactions, Point of Sale Conversion enables merchants to process checks electronically – just like a credit card. Receive instant authorization at the point of sale for face-to-face transactions. You are protected against bad checks with Guaranteed Funding. Check funds are electronically deposited into your bank account.

ACH Debit

Process single or recurring ACH debit transactions from the checking account of a consumer or another business.

EBT Card Processing (Electronic Benefits Transfer)

EBT is the delivery of government benefit funds via electronic means. As more of our society utilizes government-sponsored programs, EBT is a payment option growing at a tremendous rate. Government programs such as Social Security, state-issued food stamps, Women/Infants/Children (WIC) and Temporary Assistance of Needy Families (TANF), issue benefits on an electronic card known as an EBT card.

Next Day & Same Day Funding

We know how important cash flow and timely funding is for business owners. You need uninterrupted access to funds to pay bills, meet payroll demands and keep your business moving forward. Xenex Payment Systems offers several merchant service funding options like, Standard ACH funding, next day funding, same day funding.